Best Health Insurance for Spain’s Digital Nomad Visa (2024 update)

spain digital nomad

What is Spain Digital Nomad Visa?

The Spain Digital Nomad Visa is a special visa that allows digital nomads to work remotely in Spain for a period of up to one year. This visa allows digital nomads to stay in Spain while they continue to work remotely from the country. It is important to note that this visa does not allow recipients to take on any kind of paid activity within the country, including freelancing and other forms of independent work.

The Spain Digital Nomad Visa is a great option for digital nomads who want to experience the culture and lifestyle of Spain while continuing to work remotely.

The visa will allow non-EU citizens to stay and work in Spain for 12 months with a renewable one-year extension. With Brexit, for British people, it’s a big move.

Best Spain Digital Nomad Visa Health Insurance

Here's a look at some of the top Spain Digital Nomad visa health insurance that cater to your unique needs:

Insurance Company

Starting Monthly* Cost

Standout Feature

Adeslas

39€

Best Value for Money

DKV

76€

Best Provider Network

Asisa

59€

Reliable Customer Service

Feather

45€

Easy Application Process

SafetyWing

50€

Simple Claims Process

ASSSA

35€

Flexible Coverage Periods

*Some plans may require payment for 12 months upfront.

Adeslas

  • Reputation: Adeslas is one of the largest and most well-known health insurance providers in Spain.

  • Comprehensive Coverage: Adeslas offers extensive medical services, ideal for digital nomads seeking thorough healthcare options.

  • Nationwide Network: With a wide network of healthcare facilities across Spain, Adeslas ensures you have healthcare access wherever you are.

DKV

  • Tailored for Expats: DKV's plans are specifically designed for expats and digital nomads, offering flexible and comprehensive coverage.

  • Innovative Services: Known for digital health solutions, DKV is ideal for nomads preferring online consultations and modern healthcare services.

💡 Explore DKV Insurance reviews to learn more!

Asisa

  • Customized Plans for Nomads: Asisa provides health insurance plans that are well-suited for the lifestyle of digital nomads, combining flexibility with extensive coverage.

  • Affordable and Reliable: Known for its affordability, Asisa is a great choice for nomads conscious of budget without compromising on quality.

💡 Explore Asisa Insurance reviews to learn more!

Feather

  • Designed for Simplicity: Feather's policies stand out for their straightforward, no-fuss approach, making health insurance easy to understand and manage.

  • English-Language Support: Ideal for those who prefer to communicate in English, Feather provides all its services in English, ensuring clear and effective communication.

💡 Explore Feather Insurance reviews to learn more!

SafetyWing

  • Comprehensive Coverage: SafetyWing's Nomad Health Insurance offers extensive coverage that includes hospital visits, doctor consultations, and emergency services. This ensures that you are protected against unexpected medical expenses.

    Flexible Plans: SafetyWing understands the unique needs of digital nomads and offers flexible insurance plans that can be tailored to your specific needs. Whether you are staying in Spain for a few months or an extended period, you can find a plan that fits your duration and budget.

💡 Explore SafetyWing Insurance reviews to learn more!

ASSSA

  • Specialized for Expatriates: ASSA's plans are particularly tailored to the expatriate community, including digital nomads, offering policies that are adaptable to nomadic lifestyles.

  • Personalized Attention: With a focus on individualized care, ASSA is a great choice for those seeking personalized healthcare services.

💡 Explore ASSSA Insurance reviews to learn more!

Spain Digital Nomad Visa Requirements

For digital nomads eyeing Spain as their next destination, understanding the visa requirements is crucial. Here’s what you need to know:

  1. Proof of Employment or Income: You must demonstrate steady income or employment with a non-Spanish company. This can be through employment contracts, bank statements showing regular income, or proof of business ownership.

  2. Sufficient Financial Means: Applicants need to show they have enough funds to sustain their stay in Spain. This typically means having a balance that exceeds a specified minimum in your bank account.

  3. Valid Health Insurance: Health insurance from an authorized company covering the entire duration of your stay in Spain is mandatory.

  4. No Criminal Record: Applicants should not have any criminal record in Spain or in the countries where they have resided during the past years.

  5. Accommodation Proof: Evidence of accommodation in Spain, such as a rental agreement or property ownership documents.

  6. Application Fee: Payment of the non-refundable visa application fee.

Why Health Insurance is Critical for Spain's Digital Nomad Visa

Health insurance is not just a legal requirement for obtaining the digital nomad visa in Spain; it's essential for your health and well-being while living abroad. The Spanish healthcare system is renowned for its high quality, but access for non-residents typically requires private health insurance.

What to Look for in Health Insurance for Spain's Digital Nomad Visa

When searching for the best health insurance for your digital nomad visa, consider the following:

  • Comprehensive Coverage: Look for policies that offer extensive medical coverage, including hospitalization, emergency services, and regular check-ups.

  • Validity in Spain: Ensure the policy is accepted in Spain and covers the length of your stay.

  • No Co-payments and Deductibles: Policies without additional fees for services are ideal.

  • Repatriation Coverage: This covers costs for returning to your home country in severe medical scenarios.

  • Authorized Insurers: Choose a provider authorized to operate within Spain.

Spain Digital Nomad Visa Requirements FAQs

How much income do I need to show for the Spain Digital Nomad Visa?

Applicants must earn at least €2,333 euros per month. You’ll need to show that you make over €2,333 per month, plus €875 extra if you are bringing one family member and €292 extra for each additional family member.

Are there any specific documentation requirements for US citizens applying for the Spain Digital Nomad Visa?

US citizens must provide the same documents as applicants from other countries, which include proof of income, health insurance, and a clean criminal record. However, the documentation should be in English or translated into Spanish.

How long does it take to receive a Spain Digital Nomad Visa?

Typically, applicants can expect to receive their Spain digital nomad visa within one month after submitting their application.

It is important to note that the Spain digital nomad visa is only valid for a period of one year. After this period, applicants must renew their visa if they wish to remain in Spain. Additionally, applicants must provide proof of sufficient funds to cover their stay in Spain, as well as proof of health insurance.

Can I bring my family under the Spain Digital Nomad Visa?

The possibility of bringing dependents like a spouse or children may depend on meeting additional requirements, such as proving sufficient financial means to support them during the stay in Spain.

Do I need to speak Spanish to apply for the Spain Digital Nomad Visa?

Proficiency in Spanish is not a requirement for the visa. However, having basic Spanish language skills can be beneficial for your daily life in Spain. Here are some Spanish movies and shows for beginners that you can already start watching to improve your Spanish whist applying for your Spain Digital Nomad Visa.

Useful Resources to Apply for Spain Digital Nomad Visa

UGE Spanish government website: [https://extranjeros.inclusion.gob.es/.../teletr.../index.htm](https://extranjeros.inclusion.gob.es/UnidadGrandesEmpresas/es/requisitos/teletrabajadores/index.htm?fbclid=IwAR0ANNQ7_mHEgIOhHVXRzwuXe1WnEHDvPYadF6KXoeeU_48X4L1a8WkVFZA)

Application form: [https://extranjeros.inclusion.gob.es/.../solicit.../MI_T.pdf](https://extranjeros.inclusion.gob.es/UnidadGrandesEmpresas/ficheros/solicitudes/MI_T.pdf?fbclid=IwAR3FfjPf8q8aoJS6d5jKaEmK17Q__fqNG_aIISklG589S5UMmT-V8U-O8OM)

Form to pay the fee: [https://prointerweb.seg-social.gob.es/Tasa038/login.htm](https://prointerweb.seg-social.gob.es/Tasa038/login.htm?fbclid=IwAR3kpMjpiUmG1OCUDOCiXnp-E0loia8vD91fQYKRyl5RbFMRRGLEILII5PU)

👉 Read more about Spain expat health insurance

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📜 Living in Spain Planning Guide 📜

Before Moving to Spain

🔍 Research the visa process, residence permits, and other essential documentation early on.

💡 Did you know it’s mandatory to have official documents translated by a sworn translator? Consider hiring a translation service like Translyt for handling any official documents.

💡 Important: If you're moving from a non-European country, private health insurance is required for your visa application.

🧑‍⚕️ Finalize your local health insurance plan with Innoinsure for comprehensive coverage, or opt for the digital insurance services of Feather or ASSSA.

If you are a digital nomad or need travel insurance, SafetyWing provides flexible coverage for individuals living abroad.

🐕 If your pets have joined you, use Petplan for their health insurance and well-being.

Once in Spain

🏠 Use platforms like Spotahome get 15% off with code: CTSPAIN15 or Flatio to find your new home in Spain. They offer verified listings and short- to long-term rental options.

Are you on a tight budget? Check out Trusted Housesitters for free accommodation in exchange for pet sitting (Get 12% off annual memberships with code 12TRUST).

💸 Money Transfers: Set up a reliable currency exchange and transfer service like XE Money Transfer to avoid high banking fees when transferring funds internationally.

🚗 Need a rental car? Use DiscoverCars to easily compare and find the best deals for car rentals in Spain.

💡 Can you live and work in Spain without speaking Spanish?

The answer is YES! But learning Spanish will make your life so much easier. Start learning Spanish using Preply’s language tutor to learn the basics, and expect to see massive improvements within the first few months.

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Laetitia woue

Laetitia is the author of Coming to Spain and has been living in Spain for over six years. She is passionate about traveling throughout Spain and helping others overcome their limiting beliefs to achieve their dream of moving to Spain. Through her writing and resources, she provides practical advice and insights to support and guide individuals in making their dream of living in Spain a reality.